What is a Kyodai Smart Card?
The Kyodai Smart Card is a convenient way to deposit money directly to your balance in the Kyodai App using ATMs in Japan. With this card, you can top up your balance with just one ATM fee, then use the funds to send money to your recipients easily through the app.
How to request your Kyodai Smart Card
Open the Kyodai App on your smartphone.
Go to the menu or settings within the app.
Look for the option to request your Kyodai Smart Card.
Follow the on-screen instructions to submit your request.
The card request must be made from within your KyodaiApp — you cannot request it through email or at a branch.
How you can use your Smart Card
Once you receive your Kyodai Smart Card:
You can deposit money into your Kyodai balance at:
Japan Post Bank ATMs (about 32,000 locations)
Lawson Bank ATMs (about 13,000 locations)
After depositing, open your KyodaiApp and go to Send Money to choose recipients and complete your remittance.
Important things to know
The Smart Card is only for topping up your KyodaiApp balance — it’s not a general debit or bank card.
Only the cardholder can use the Smart Card.
Your Kyodai App must be linked to your verified Kyodai Remittance account to request and use the card.
ATM and remittance fees still apply according to the destination country and service terms.